Scoping Out The Competition: Personal Injury Case Defenses To Know About

While the justice system offers some valuable legal steps toward getting compensation, that same system works both ways. The other side, which is usually the at-fault party's insurance legal team, is entitled to raise an adequate defense and they have several tactics at their disposal to do so. Read on so that you'll have a better idea of what to expect during your personal injury process.

Did you sign a waiver? If you did you are not alone, but be sure you don't allow that to stop you from pursuing a claim against a business or individual. Regardless of whether you read and understood what the waiver said, you may end up without any grounds for a lawsuit if you signed it. These waivers can vary in scope, and some of the more broad waivers of liability go too far to protect the wrongdoer. While a waiver is a legal document and may be enforceable, it may also be too far-reaching to protect the at-fault party.

For example, if the waiver you signed when you rented the picnic pavilion at the city park absolves the city of any liability no matter what happens, it's too broad. If the city has failed to properly maintain the pavilion and a rotten beam falls and injures someone, the waiver you might have signed is not a bar to pursuing compensation. If you slipped down in a puddle of juice at that picnic, however, you probably do not have a case against the city.

Are they 100% at fault? Anytime the other party can claim that your actions played a part in the accident you have a case of comparative fault. Your fault and the other party's fault form 100%, and your percentage will reduce the amount of money damages that you may be entitled to. Very few accidents are so simple that only one party is at fault, so it is the actual percentage of fault that needs to be litigated in court or negotiated when trying to work out a settlement. A common defense move is to allege that you failed to use due care.

Due care means that a person is expected to use common sense and avoid obvious hazards, and, as you might imagine, the circumstances can be debated. What might be obvious to one person may not be so to another. If the other side can show that you were careless in your actions and ended up being hurt, then you must share in the responsibility for the resulting injuries and other losses.

For example, if you slip and fall on something wet on the floor in a grocery store, it might come down to issues like:

  • Did the business attempt to warn customers about the hazard?
  • Did the business fail to minimize the hazard by cleaning it up?
  • Did the victim notice the wet area or was it not obvious?
  • Was the fall in an area where moisture is to be expected? For example, it may be nearly impossible to keep the floor dry on a rainy day near the store entrance.

Speak to an attorney like https://www.distefanolaw.com/ to learn more.


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